Dependents
Dependents are the people covered under a member's policy — children, parents and extended family. Each is recorded against the member with their own relationship, benefit and contribution, within the limits the cover product allows.
Where to find it
Go to BurialPro > Dependents. Add one from New > Dependent — a member must be selected first.
What a dependent record holds
| Field | Description |
|---|---|
| Member | Whose policy covers them. |
| First Name / Last Name | The dependent. |
| Dependent Type | Child, parent, extended or additional. Required. |
| Relationship | How they relate to the member. |
| DOB / Gender | Personal details. Date of birth drives age-out. |
| ID / Birth Cert | Their identification. |
| Benefit | The cover amount payable on their death. |
| Contribution | What their cover adds to the monthly premium. |
| Status | On cover, aged out or removed. |
Cover limits
| Limit | What it controls |
|---|---|
| Max children | How many children one policy covers. Adding beyond it is refused. |
| Max parents | The same for parents. |
| Max extended dependants | The limit on extended family. |
| Child age limit | The age at which a child loses cover. |
These are set in Rules and, where enforced per product, in Products.
Children age out automatically when the rule is on. Tell the member before it happens — a family discovering at a funeral that a child was no longer covered is the worst possible time to learn it.
Duplicate protection
A dependent already recorded on a policy is skipped rather than added twice, and the screen reports it as already on cover.
Adding and removing
Changes after joining go through an amendment so they are logged, approved and applied — rather than edited directly on a live policy.
Approximate dates of birth
Many dependents have no recorded date of birth, only a year somebody remembers. The list handles both:
| What is known | DOB column | Age column |
|---|---|---|
| The exact date | The date. | The exact age. |
| An approximate year only | ~YYYY (approx) | ~N |
The approximate year is carried through the dependants import as well, so a book brought across keeps the distinction rather than turning every remembered year into a date that looks exact.
An age marked with a tilde is an estimate and should be treated as one wherever age affects cover. It is recorded as approximate precisely so that nobody reads it as a fact.
Related pages
- New Dependent — adding one
- Members — the principal member
- Products — the limits per plan
- Amendments — changing cover