PDC

PDC

Post Dated Cheques are cheques dated for a future day. PDC tracks them from the moment one arrives until it clears or bounces, so a drawer full of cheques becomes a list with dates, amounts and statuses rather than something somebody has to remember to bank.

Where to find it

Go to Sales > PDC for customer cheques. The same screen exists under Purchases, HRM and General Ledger for the other parties.

The cheque lifecycle

StatusWhat it means
Cheque ReceivedRecorded, sitting in your hands. Not yet money.
Sent for CollectionPresented to the bank. In transit.
Cheque CollectedCleared. The funds are yours and the ledger reflects it.
Cheque RejectedBounced. The receivable comes back and needs chasing.
Cheque EndorsedPassed on to a third party instead of banked.
Recording a cheque is not receiving payment. Until it is collected the customer still owes you the money — a cheque marked received and forgotten leaves the receivable looking settled when nothing has actually cleared.

Filters

FilterWhat it does
CustomerOne customer, or All Customers.
Bank AccountThe account cheques are banked into. All Banks shows every one.
StatusAny stage of the lifecycle, or All Status.
DateBy cheque date, issue date or processing date.
Show CompletedIncludes cheques already collected or rejected.

What the list shows

ColumnDescription
Cheque NoThe cheque number.
Customer NameWho gave it to you.
Cheque BankThe bank the cheque is drawn on.
Date IssuedWhen it was written.
Cheque DateThe date it becomes bankable. This is the one that matters.
Date to be ProcessedWhen you intend to present it.
AmountIts value.
StatusWhere it is in the lifecycle.

Totals are shown for Total Cheques, Cheques Receivables, Cheques Payables and Cheques under collection.

Actions

ActionWhat it does
Send to CollectionMarks the cheque presented, with a collection date.
Collect AmountRecords that it cleared, posting to the collected GL account.
Cheque Rejection/ReturnRecords a bounce, with a rejection date and note.
Endorsed ChequePasses the cheque to a supplier instead of banking it.
View Post Dated ChequeOpens the cheque in full.
View Parent Cheque / View Endorsed ChequeFollows an endorsement to the cheque on the other side of it.
Edit / Delete SelectedAmend a cheque, or remove several at once.

Endorsing a cheque

An endorsed cheque is signed over to a supplier rather than banked — the customer's cheque settles your own payable. Both sides stay linked, so you can move from the original cheque to the endorsement and back.

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